Our goal is to assist those who are currently credit challenged and still strive to purchase the vehicle of their dreams. By keeping in touch with your sales representative at Premier, not only can we upgrade your current vehicle but we can show you the way to build amazing credit!Request more information about our Premier Plan
The Premier Plan is a unique offer for credit challenged customers, the goal being to get you into the car of your dreams. This amazing opportunity is aimed at helping customers who experience credit challenges driving the car of their dreams in as short as 12 to 18 Months!
While many who are credit challenged feel that getting the vehicle of their dreams is not possible, the Premier Plan makes that very idea possible. The Premier Plan improves your credit by getting you in a vehicle you can afford, making sure your payments are being made on time, and eventually upgrading that vehicle , lowering you interest rate, and putting you in a new vehicle! Because of Premier’s relationship with Credit Acceptance Corporation (CAC) we can work to get you approved on a nicer car than you predicted you would be able to afford.
CAC is different than traditional dealer financing in one very important way. CAC reports to the Credit Bureau. This means that in 6 months of making your payments on time and a couple other recommendations you can see a significant increase in your credit score.
In 6 months you return to us having made your payments on time and followed the recommendations and upgrade to a nicer vehicle with a loan from institutions such as Crescent Bank Trust or Cap 1.
In the next 12 months, if you have followed all of the customer guidelines, you should qualify for a nicer used vehicle or maybe even a new vehicle at a 0 – 3% interest rate because you have experienced a 100 -150 point increase in your credit score through the Premier 6 – 12 Plan!
"I started using the Premier Plan program a little over a year ago. I followed it exactly and went from a very low credit score to the mid 600’s, which has qualified me to purchase a home! I had to have a higher score to purchase than normal as I was using government funding for the down payment. It truly works.”
- Michelle from Santa Clara
“There were no words to explain it [The Premier Plan]. I can remember when I was on the internet thinking of buying a car. I was ready, but my credit wasn’t ready. I filled out the questionnaire on Premier’s website and got a call telling me to come in. They looked at my credit and were able to put me in a 2011 vehicle. I haven’t purchased a car in about 10-15 years bc of my credit issues. They were able to make it happen and I was blown away; I never thought I would be able to get a new car. I was at a very high interest rate, but the finance manager told me to come back in 6 months after I paid all my notes on time.
I kept that in the back of my head and made sure I paid my notes on time. At the 7th month I called and said I was ready to get my interest rate lowered. I was refinanced to 2.9% and my credit rating had sky rocketed because I was faithful in doing what I was supposed to do in paying my note on time. I am now in a brand new 2012 Toyota!"
- Michelle from Santa Clara
Disclaimer: All ‘certified’ vehicles are PREMIER certified not manufacturer certified. Credit approval not guaranteed. Future credit approval, vehicle upgrades, and interest rate reduction are not guaranteed.